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3. You pick the best one

Our service is FREE, there is no credit check and no obligation to purchase.

The trade group Independent Insurance Agents and Brokers Association (IIABA) finds that 85% of new insurance buyers will use the Internet for an insurance quote and research before making a purchase.

Hello friends...I’m Russell D. Longcore, the owner of this website.

Let me tell you about my background. It will help you make up your mind which insurance quote service you should use, both now and in the future.

But first, look over my business philosophy:

I give value FIRST.

I help other people.

I strive to be the best at what I love to do.

I establish long-term relationships with everyone.

I have fun.

...And I do that every day.

Here’s my promise to you before you begin reading: I will give you TONS of value through my service to you, and you will not spend even one cent.

Thanks for stopping by. I’m sure you’ve looked at other insurance quote websites. Let me show you why this site is different, and why this quote service is right for you!! I’ve been in the insurance business since 1974. I started as an agent. At the same time I was an agent, I also owned a commercial and residential construction company. In 1992, I switched over to the claims adjusting side of the insurance business.

My experience as an agent and contractor allowed me to rocket to the pinnacle of the claims profession. When I stopped being an employee, I was an Executive General Adjuster in the Global Technical Division of the largest independent adjusting firm in the world. I handled the largest, most complicated property and casualty losses.

In 2007 , I wrote and released a pro-consumer book entitled “Insurance Claim Secrets REVEALED!”

This book shows consumers how to take control of their insurance claims, and add hundreds or even thousands more dollars to their claim settlements. It’s such a pro-consumer book that Tim Ryles, former Georgia Commissioner of Insurance endorsed the book by saying:

“This book is an easily readable, highly informative insider’s view of the claims process. Don’t file your next claim without reading it.”

How's THAT for an endorsement?

That big company fired me for writing my book!

I released the book in June 2007. By October 2007, it had soared to the Number One position in THREE CATEGORIES at Amazon.com. It has remained Number One continuously every month since October 2007! The book is the Number One book for Insurance claims out of over 377,000 insurance-related books at Amazon!

Why should this matter to you?

There are hundreds of websites where you can get insurance quotes. Some of them are good, some not so good. I have visited dozens and dozens of these websites, and I noticed a common flaw.

They don’t think like a claims adjuster. They think like sales people.

The other quote websites seem to be all about the lowest cost insurance quotes. Now, don’t get me wrong. I like low prices as much as the next guy.

But, isn’t there usually a difference between lowest price and best value?

Insurance is a service, not really a product. So, great customer service should be near the top of your list of benefits for buying insurance.

But you should not be only concerned with great customer service when you’re buying your policy.

You should be MOSTLY concerned with the service you get when you have a loss. After all, insurance is all about keeping promises.

You enter into a contract with the insurance company. You promise certain things, like paying your premium. They promise to pay your claim if your loss is covered.

But most people I’ve ever talked to don’t know the first thing about how to handle an insurance claim. That puts them...YOU...entirely at the mercy of the insurance company and the insurance adjuster.

Many times, people who have had a loss are on the raw edge of emotion. Isn’t is natural to be fearful in a situation where you don’t feel you’re in control…where you don’t know what will happen next, and you’re scared you’ll be “ripped off?” Most everyone has heard a story from a relative or friend about an insurance claim that went badly.

People like that need solid advice and claim strategies on what to do to get their claim paid.

They need to understand the claims process completely so that they are not at the mercy of the insurance company, the claims adjuster and the claims examiner.

They need to be paid every dollar that they are entitled to collect.

They need to have peace of mind knowing that their claim was handled correctly.

Every policy you can buy will have a section that tells you what you must do when you have a loss and want to file a claim. But, the policy NEVER tells you HOW to file your claim. The policy NEVER tells you about the “claims process.”

Why?

It's simple, really. If you don't know where to turn for help in the claims process, you will naturally turn to the insurance company's claims adjuster for help. If you allow them to help you prepare and submit your claim, you can be certain that you will NOT COLLECT every dollar you should. If the insurance company controls the claims process,YOU LOSE!

The “devil is in the details” of the claims process. The insurance companies all rely on the fact that their policyholders don’t know the claims process. That lack of knowledge helps the insurance companies hold down claim settlement amounts. That increases their profits...but at your expense.

Let me give you an example.

Insurance companies like to use aftermarket parts when they repair your vehicle. But cheap aftermarket parts are inferior to original equipment manufactured parts. Your policy entitles you to return your car to pre-loss condition...which means OEM parts, not replacement parts.

Travelers Insurance is running a great ad about aftermarket parts. A rattlesnake sneaks up on a rabbit and starts shaking his rattles. But the rabbit notices that the snake's rattles are actually a baby's rattle just attached to the snakes tail. The rabbit, and then all his friends, start laughing their cottontails off. The voice tells you that just because parts fit doesn't mean they are the right parts. And Travelers is telling you to insist on OEM parts.

Travelers wants you to believe that they repair with OEM parts. But when you actually have a claim, you'll have to fight with them over aftermarket parts. That's the claims process.

So, what can you do?

You must become at least as claims-conscious as price-conscious.

So, go ahead and confidently get the best insurance quote and lowest price on your insurance!

And I’ll help you become claims-conscious! Here’s how...

I recommend taking a four-step approach:

1. Click through at the nav button that best suits your needs and fill out the simple form so that we can get the insurance companies and agents competing for your insurance business. We provide multiple vendors for some insurance products so you have even more choice and more options. We recommend clicking through at more than one vendor so you can really compare pricing.

2. Compare the insurance quotes carefully and make sure that the quotes have the same coverage.

3. Buy the coverage you need at the most competitive rates.

4. Once you've completed the simple quote form and submitted it, come back to this website. Click on the SPECIAL REPORT nav button on the left of the page. When you leave your email address, I will instantly send you TWO SPECIAL REPORTS on buying Car Insurance:

- “5 Things To Do When Buying Car Insurance” (a $9.95 value)

- “5 Things To Avoid When Buying Car Insurance” (a $9.95 value)

You will not spend one single cent! They are my gift to you. The reports are available to anyone visiting this website with no cost or obligation. You can have 'em even if you don't get a quote!

Insurance You Deserve in 3 Easy Steps!

1. You complete one quick form

2. We match you with hungry providers

3.You pick the best one

Our service is FREE! There is no credit check and no obligation to purchase...EVER!

Privacy Policy: We NEVER share your email with ANYONE ELSE. PERIOD.

No other insurance quote site in the world can offer you this winning formula for getting the best insurance rates AND maximizing your insurance claim settlements! No matter if your claim is a homeowners, renters, auto, business, etc...THESE STRATEGIES WORK EVERY TIME!

Click directly below to begin saving money on insurance!

Thanks for allowing me to serve you!!