Identity Theft Shield

Identity Theft Shield: Could It Identity Theft Happen To You?

It’s a Fact: Identity theft can happen to you or someone you know.

You should know:

• Each year it happens to countless victims who innocently give their credit cards to servers in restaurants or cashiers at merchants.

• Even if you are cautious when making an ATM transaction, identity thieves can be watching you type in your PIN or rig a bank machine to copy your bank card.

• Shredding may not be enough to keep dumpster divers from finding copies of your checks, credit card statements and other personal paperwork that leads to identity theft.

• It’s not just online purchases that are vulnerable to identity theft. In fact, online transactions are a small minority of identity fraud cases.

You should know that identity theft happens every day to people from all walks of life.

What can you do to combat this crime?

The Identity Theft Shield provides a suite of service designed with detection and restoration in mind.

The Identity Theft Shield is provided by: Kroll Inc. - The world's leading risk consulting company.

Here is what you receive with your $12.95 monthly membership:

Identity Restoration

Identity theft can be devastating, and the process of restoring your name can be overwhelming and costly. You need more than "do it yourself" information if it happens to you.

With the Identity Theft Shield a trained expert will take the steps to restore your name and credit for you!

• Help reduce your out-of-pocket expenses and time spent away from work with valuable services from detection to resolution.

• Fraud alert notifications will be sent on your behalf and applicable follow up will be done with affected agencies and institutions, including: credit card companies, financial institutions, all three credit repositories, Social Security Administration, Federal Trade Commission, Department of Motor Vehicles, law enforcement personnel, and the U.S. Postal Service.

• Proactive searches of applicable local and national databases will be made on your behalf to look for information you may not be aware of, including: criminal activity in your name in your county's records and certain federal watch lists, Department of Motor Vehicle records in your state, unknown addresses affiliated with your name, and banking activity in your name reported as fraudulent.

Additional Information and Exclusions

Identity Restoration will not apply if the identity theft is the result of a dishonest, criminal, malicious, or fraudulent act you, your spouse, or your child participated in, directed, or had knowledge of. Restoration services will not be provided for a known stolen identity event that occurred prior to enrollment date. You must be an active member to receive restoration services. Services provided do not cover financial losses arising from the identity theft. A signed limited power of attorney must be provided to Kroll when an Identity Theft Restoration case is opened in order for Kroll to work on your behalf and/or provide the Proactive Database Searches listed. A stolen identity event does not include the theft or unauthorized or illegal use of your business name, d/b/a, or any other method of identifying your business activity.

For more information and to sign up for the Identity Theft Shield program, CLICK HERE and leave your email address. We will contact you quickly and assist you.

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